Paying Cash or Applying for a Mortgage

Being in the real estate business for 20+ years has enabled me to guide my home buyers and sellers through the lending process with ease. I depend on a strategic group of extremely talented professionals to help with each transaction.

It is always my recommendation to “do your homework” when shopping for a mortgage. The mortgage business is a competitive business and you can save thousands of dollars by interviewing lenders and shopping for the best interest rate.

When I am hired as your real estate agent, I can easily recommend professionals that my clients have had successful transactions with in the past. And I can make myself available to answer any questions along the way.

Here are a few lenders in the local area, that have years of experience in the business. Please know, that I am NOT affiliated with any of the listed professionals. My broker or myself will never receive a fee for referring home buyers or home sellers to them.

Feel free to contact any one of them, and please tell them that I referred you!



Embrace Home Loans

Embrace Home Loans

SunTrust Mortgage

SunTrust Mortgage


Tracy Cohee Hodges

c 410-310-8146

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Please NOTE: REALTORS® shall not accept any commission, rebate, or profit on expenditures made for their client, without the client’s knowledge and consent.

When recommending real estate products or services (e.g., homeowner’s insurance, warranty programs, mortgage financing, title insurance, etc.), REALTORS® shall disclose to the client or customer to whom the recommendation is made any financial benefits or fees, other than real estate referral fees, the REALTOR® or REALTOR®’s firm may receive as a direct result of such recommendation. (Amended 1/99)

  • Standard of Practice 6-1

REALTORS® shall not recommend or suggest to a client or a customer the use of services of another organization or business entity in which they have a direct interest without disclosing such interest at the time of the recommendation or suggestion. (Amended 5/88)